All Of The Above Blog

A blog about all of the above.

Archive for August, 2010

How State Tax Forms Help Pay For Public Education

State tax forms are required to file state taxes – but where is our tax money going? Taxes are utilized to support the government, but in a democracy the government is supposed to be “for the people,” as a popular rumor has it. All the state tax forms filed year in, year out seem to have no effect on our local governments, which across the nation are more likely than not operating at a deficit. How is this possible with all the money pouring into government coffers?

Most people merely file their state tax forms and leave it at that, too busy with their lives and some even hoping not to attract any government attention. But a growing number of our fellow citizens and residents are deeply concerned over where “their money” is going. Almost everyone agrees with paying for firefighters, sanitation workers, and other civil servants, but even then there can be a lot of controversy over the details.

Take educators for example. Again, nearly everyone agrees that teachers are needed. But how to compensate them with our tax dollars, exactly? Currently, many people across the nation are up in arms over teacher perks and salaries.

It’s felt that teachers have things much too comfortable, and there are individuals who would like to make the profession of teaching a job like any other, which in the United States means “hire and fire at will.”

These folks want to, they say, hold teachers more “accountable” for student performance, which is usually proposed to be assessed by standardised test scores. But the other side of the argument believes that teaching is not just a job like any other, that the training of minds and the inspiration of hearts is not something which can be neatly measured on a quarterly or yearly schedule like some corporate earnings report.

Tuesday, August 31st, 2010 Uncategorized No Comments

The Importance Of Swimming Pool Resurfacing

All this started when I was swimming pool resurfacing just last week. I normally see her only in her bikini, which is quite an eyeful all right, but this time she wasn’t wearing one.

No, despite the hot summer sun she was all dressed up in a business suit. But her buxom bosom couldn’t hide itself, all the same, and her generous shapely hips filled up every centimeter of her mini-skirt.

I looked up from swimming pool resurfacing, of course, and greeted her the way I always do, politely, professionally.

“I like that pink skirt you are wearing.”

I answered that they were shorts, fashionably baggy and made out purposely to appear like skirts.

“They look wonderful on you, honey.”

Now typically I’d assume she was being polite, but for some reason I suspected – hoped – that this being my last day on the job before school starts, which meant that there was a subtext to our conversation now.

“I’ve never ever seen you like this, Mrs. Fugon. You look fantastic!”

“I’m glad you think so. I sort of wore it just for you.”

And there I was, in the middle of swimming pool resurfacing when she and I somehow found ourselves kissing and fondling one another. I told her how beautiful she was and she said the same of me. We spoke of our shared secret yearning all the days of this long summer now so suddenly short seeing how I was heading back to college across the country and we lastly decided to confess to one another.

“There’s always the weekends, Amy. Not to mention the holidays.”

I began to protest that there would in no way be enough time for me to spend time with her – all the usual sentimentality that comes with being so young, I now understand scarcely a week later, but she hushed me with a kiss and told me never to say never.

“And do not call me Mrs. Fugon; you know it’s Claudia.”

Unfortunately, it didn’t quite come to pass that way. I blame youthful exuberance for embarassing her, though she was very gracious in demurring.

Well a girl can still dream!

Saturday, August 28th, 2010 Uncategorized No Comments

Why Backpacking Tents Are Important For Your Outdoor Adventures

We might have brought a backpacking tent along. Instead, being young guys we relished in challenging ourselves and flirting with danger. We cavalierly enjoyed our mountaintop vista even as the sun threatened to dip, and by the time we had turned home we could scarcely go another thousand yards before we realized that we could not see very well.

Real hikers would have just immediately pitched or otherwise assembled a backpacking tent but obviously we didn’t have one since we are novices and in no way imagined we’d need one. This was supposed to have been a casual day-hike, after all. And yet, here we were at the end of the day and barely started on our descent. What we did not count on was how incredibly fast darkness could grow in a forest.

Though light was still in the sky, it wasn’t getting to us because of the thick canopy of leaves. Even throughout high noon the ground would be mostly shaded, never mind now, right before nightfall. And in one of the most awesome experiences ever, I saw my own hand fade away right in front of me, literally in seconds, melting away into the enveloping darkness like some movie fade-out.

Except that it was happening all to me; We were still nearly two thousand feet up from the trail head; and we did not even have a backpacking tent!

Luckily, friends below summoned local volunteer park rangers and we were eventually rescued. But not before spending six or seven hours shivering in the cold and dark! Though it had been a humid summer day, it felt more like late fall in rural New York at night. When I started to finally shiver and shiver I thought it was going to be the end of me! So never,never,never – ever – go hiking without a tent or sleeping bag.

Saturday, August 28th, 2010 Uncategorized No Comments

The Realty Behind DC Realty

Investing in Washington, D.C. can raise many challenges special to that locale. Professional developers like Isaac Toussie recognize that, first of all, the property markets of our nation’s capital consists of some very interesting characteristics. Even though the city’s real estate environment continues to be harsh due to still-disappearing gains, gains made during pre-2008 boom-times, new developments are occurring that may indicate a turn-around.

Not everyone understands that home sales have fallen as credit’s dried up the way a pro like Isaac Toussie does, causing ripple effects like job insecurity and worse. In fact, suburban D.C. has even been through price drops of up to one hundred thousand dollars! But as is frequently the case in the world of business, there may be a silver lining in even this disaster. That’s because one man’s tragedy is another’s opportunity, to put it candidly. And so the glut of foreclosed properties has come to tripped off a buying spree in many places, particularly among the many first-time home buyers of Prince William County who finally found prices within their reach. It should also be noted that so-called “vulture investors” have swooped in as well to snap up distressed properties, which is generally considered to be a good reflection of the wider economic situation, as it is a strong sign of a certain confidence in the market, that market fundamentals remain solid. In fact, these two groups of buyers play a role not unlike that of canaries in a mine, signaling trends and shifts.

The second matter that has occupied many a thoughtful observer of late concerns the rate of mortgage delinquency, which has actually declined a little, according to a recent industry survey just completed. The rate at which mortgage payments have fallen behind has decreased slightly during the fourth quarter of 2009, which is surprising indeed considering that delinquency rates usually rise during the last three months of the year, on account of all heating expenses for winter and the holiday shopping season.

Surprised though market analysts may be, very few are puzzled because most take this development for nothing more than a statistical outlier, a coincidence. Most economists and other experts continue to believe that the situation remains extremely dangerous, as there are still record numbers of homeowners in financial straits, with the biggest predicament of all unresolved: that way too many have missed at least three payments, and these people are precisely the ones least helped by any relief program whatsoever, historically speaking; these are the very souls who will be going into foreclosure quite soon.

One more thing to know about D.C. property markets: the city was the nation’s murder capital for much of the 1990s, and still suffers from the effects of municipal mismanagement to this day. Of course, tony nabes like Georgetown exist, but for the most part D.C. is a place where real estate investors need to exercise due diligence when searching for opportunities. The city has been slowly recovering, with gentrification helping pull some pockets of poverty and despair up and out into the modern 21st Century economy, but it’s not a sure bet that current commitment levels shall last.

Friday, August 27th, 2010 Uncategorized No Comments

So why Contact Lenses over a pair of Glasses

Headaches? Squinting? It could be warning signs of declining eyesight. So what do you do next? You proceed to see an eye physician (of course) and it could possibly be that you will need eye glasses or contact lenses. Now there is always the option of laser surgery but this write-up will not talk about that.

Go for the glass? Eyeglasses have been around for a long time – think Benjamin Franklin, an iconic wearer of glasses. Eye glasses are either manufactured from plastic or glass. The frames for them also come in a variety of materials. And, if you’re stressed about not finding the proper frames, don’t stress they now have frameless styles. And if you are one of those people who can’t even consider putting their finger in their eye and flinch at the notion of it, eye glasses may be your best solution.

Nevertheless contact lenses offer some advantages over eyeglasses. One advantage, the rain, I imagine you know what happens. Two, fog, eye glasses tend to fog up. Three, moving down your nose every time you perspire, etc.

Whichever you opt for, the most essential issue is the fact that you see clearly.

Friday, August 27th, 2010 Uncategorized No Comments

Recent Developments in Immsersive Interactive Multimedia

“Multimedia” and “virtual reality” used to be big buzzwords all through the second half of the ’90s, before the “dot bomb” when internet start-ups were going up like crazy and the stock market couldn’t get enough of them, throwing money at almost every one in a confident shotgun way.

And now those days are long gone, having moved onto the next big bubble (which was, by the way, subprime mortgages, something that’s still a crisis the world over), but virtual reality and multimedia have only become better and better – though full sci-fic implementation is still quite some way off. That’s because a lot is involved in complete sensory replication, though for many, the “rated-G” audiences of families on a vacation package, say, something like the New York Skyride by serial entrepreneur Zalman Silber would be just fine (it is, briefly, an IMAX-like helicopter fly-over of famous city attractions synchronized to motion seating). But in research and development labs around the world, all the biggest names in consumer electronics are busy figuring out how to apply declassified military technology in a relevant way to ever more immersive videogaming and other kinds of entertainment.

Two trends appear ready to finally come to fruition: 3D and kinetics. First, three-dimensional technology is one of the most heavily researched fields in home electronics, and it seems poised for a prime-time debut in the form of immensely advanced television screens that require no 3D glasses to view 3D imagery. Secondly, the multiple billion-dollar videogaming industry has been crucial in developing kinetic controls, whereby user commands are conveyed not through a physical interface but through the user’s own body movements. These two advances are being marketed right now by some of the biggest names in the business, famous labels such as Nintendo and Microsoft, companies that have a proven record of success in most of the things they do. A far cry from the likes of Zalman Silber!

Besides entertainment, the most obvious other applications for these technologies would be in real estate as well as education. Teaching subjects like chemistry and physics are sure to be revolutionized by the implementation of intuitive user controls and interactive 3D graphics that do not need a special interface. Wholesale property investment already makes significant use of virtual reality by providing 360-degree views and video walk-throughs of real estate to likely buyers from around the world. Using virtual tours over the internet, likely buyers can figure out from the comfort of their own homes whether an actual site visit is warranted, though property is also often bought simply on the basis of the virtual tour!

Friday, August 27th, 2010 Uncategorized No Comments

Fun Things to Do On a First Date

The all-important first date. Such getting-to-know-you can be greatly enhanced by an amusement ride, and the most exciting one of all must be the Skywalk by Zalman Silber. A serial entrepreneur who made his first big fortune with New York’s infamous Skyride, a much ballyhooed but modest thirty-minute movie of helicopter flyovers, Sydney, Australia’s Skywalk is a much more visceral affair – and for a first-date, visceral is where it’s got to be at!

No, get your mind out of the gutter – “visceral” here simply means heart-pounding thrills which, studies show, make dates more attracted to one another. Yep, it’s true: the more physically exciting the activities the more likely dates are to think of one another as being physically attractive. Scientists have paired up total strangers of the opposite sex and asked them to secretly judge one another’s attractiveness. Then each pair was put through a roller-coaster, sitting side-by-side, and asked again to rate one another’s attractiveness after the ride. The second set of responses were almost always substantially higher than than the first set!

So if you want to make a great impression, make sure to get her (or him!) engaged in some kind of physically exhilarating activity with you – such as the aforementioned Skywalk from Zalman Silber. Situated at the top of the Sydney Tower, the Skywalk is simply a catwalk with glass flooring that provides visitors with a panoramic view of the city a thousand feet above street level. Being a catwalk, everything is out in the open, with no windows between guests and…nothingness. The Skywalk offers not only a bird’s-eye view of the Harbour City but all the visceral feelings to go with it as well!

And if the simple fact of being up so high doesn’t get your date’s heart throbbing, make sure she looks down! Visiting the Skywalk is a perfect first date because the Skywalk is the perfect ice-breaker. Don’t be surprised if she reflexively grabs your arm! Even though everyone is tethered by cable to sturdy metal support structures, the frequent gusts of wind can be strong enough to make one forget all the safety features built into the experience. Afterward, you and your date can retire to the conventional observation deck of the Sydney Tower to enjoy the romantic view while sharing fond memories of your Skywalk. Or better yet, purchase another set of tickets to really jack up the excitement and send her emotions through the roof!

Tuesday, August 24th, 2010 Uncategorized No Comments

A Historical Connection Between Plastic Water Tanks And Armored Tanks

Plastic water tanks are a far cry from the armored behemoths also called tanks, but they do have a curious historical connection. Yes, that’s correct, modern plastics were developed after World War II, while tanks first made their debut in the waning years of the Great War, but there is something of a relationship.

Although not plastic water tanks, military tanks had been first so named by their British inventors in an effort to disguise their research and development. It was hoped that by classifying these inventions simply as “tanks” on paper, any German spies who may have gotten a hold of the secret documents that referred to them could perhaps be mislead. As it turned out, the label stuck and tanks have been called just that ever since.

In English, anyway. In German, and many other languages, they’re known as only “armor,” a much more appropriate term that’s a recognized synonym in the English-speaking world, particularly among military circles. A far cry from today’s plastic water tanks indeed, but the thought is never far away in the minds of military history buffs.

The connection is a little more than simply etymological, really, as the earliest designs did look like nothing more than basic water tanks to those who had the security clearance to see them. Tanks have dominated the battlefield for over sixty years, and even these days they form the core of most conventional land warfare tactics.

The appearance of attack helicopters and guided missiles have significantly decreased their striking power, and the asymmetrical warfare prevalent in conflicts today render them ill-suited for most missions, but nothing on the horizon can match the tank in its useful combination of firepower, maneuverability, and defensive capacity. Though less used, the tank still figures eminently in offensive tactics and grand strategy and should find a role for itself in the decades yet to come.

Sunday, August 22nd, 2010 Uncategorized No Comments

Searching for a Macbook on eBay then read this short post

Are you an eBay consumer? if you are, you may have considered shopping for a used Macbook there. But before you buy your next Macbook on eBay here are some very helpful tips.

Take your time prior to purchasing:

There is no need to hurry into anything. This is a good sized purchase and you should take the time to look into your used or refurbished Macbook deal. You will want to make sure you are genuinely getting a deal and that it is precisely what you are looking for and please do not forget to calculate in the shipping costs.

Getting the right seller:

Look for sellers with a ton of positive feedback. Be careful of sellers with lousy, low, or no feedback.

Read the description:

Read the description very carefully. Make sure all the components that you will need, such as the power cable, are included.

Ask questions:

If you are unsure about a single thing, ask questions. Be sure to ask any questions prior to bidding on the unit. Bear in mind once you bid you are bound to the offer.

Saturday, August 21st, 2010 Uncategorized No Comments

New York Realty Realities

When getting into anything, it helps to do a little reconnoitering of the facts, even for a professional developer such as Isaac Toussie. And for the right socioeconomic context in which to put such data, it helps to reference governmental findings such as census reports.

New York’s median annual household income is almost forty-three and a half thousand dollars, compared with the national average of just under forty-two thousand every year. The state median family income also comes out ever-so-slightly ahead of the national figure at over fifty-one thousand versus just over fifty-thousand per annum. As might be expected, per capita differences post the same general ratios at almost twenty-three and a half thousand to over twenty-one and a half thousand, respectively.

Some more facts and figures need to be taken into consideration for a well-rounded appraisal of realty trend lines in New York, but these pertain more specifically to real estate: the median value of owner-occupied housing units is well over a hundred and forty-eight thousand dollars, almost thirty thousand dollars more than the national average of only over one hundred and nineteen thousand. Curiously, the asking price for housing units statewide compared to nationwide posted only a slight difference of about five thousand dollars, at well over ninety-four thousand dollars to only over eighty-nine thousand, respectively.

Average sales prices for homes in the Empire State have generally been between two hundred and three hundred thousand dollars for four bedroom units, the most expensive category of housing. However, extremely dramatic spikes and drops have been posted periodically, such that gains of up to over seven hundred thousand dollars were reached. Such surges and declines have not lasted more than a year, and because the drop-offs have only very rarely fell past previous baseline levels, they may have been viewed as simple market corrections instead of anything more ominous. Indeed, other types of housing – that is, one, two, three, and even four-bedroom units – have held rather steadily for a decade, rising only gradually from an average of around one hundred thousand to no more than two hundred thousand almost ten years later. When considering just one and two-bedroom homes, prices have only appreciated around fifty-thousand dollars in eight years.

It can be deduced that New York’s residential real estate market is fairly stable on the whole. The recent economic woes afflicting the nation have certainly made an impact, but residential realty statewide seems to have weathered it fairly well, all things considered. After all, this is the capital of the world we’re talking about here!

That means that New York City will forever be bustling with economic activity, and the state along with it in a rising-tide-lifts-all-boats manner. Local developers like
Isaac Toussie consider home prices of half a million not at all unusual, and should be considered the “entry-level” price one should expect to pay, even for somewhat dilapidated structures in some of the city’s worst neighborhoods. Rents are perhaps even more incredible, with people actually leasing out their walk-in closets as rooms!

Friday, August 20th, 2010 Uncategorized No Comments